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Debt management plans

This section tells you what you need to know about debt management plans (DMPs). It includes pages on the advantages and disadvantages of DMPs, how to choose a provider and what to do if you are experiencing problems with an existing DMP.

Debt relief orders

This section tells you all you need to know about debt relief orders (DROs). It includes information on who can get a DRO, how to get a DRO, the impact it may have on areas of your life and what to do if you have problems with an existing DRO. If you'd prefer to talk to someone you can get help from an adviser.

How to deal with mortgage debts

If you’ve been struggling to keep up your mortgage payments, you may have started to build up a debt. You may have missed one or more monthly payments or be paying less money each month than you owe.

Selling your property to clear mortgage debts

If you can't find any other way of clearing your mortgage debts, you might want to think about selling your property. This would give you a lump sum of money which you could use to pay off your mortgage. If you have enough left over, you may also be able to use it to pay off other debts.

Administration orders

This section contains information about administration orders. An administration order is a formal debt solution to pay back debts over a period of time. This section will tell you how an administration order works and help you decide whether it's the right solution for you. It also tells you how to apply for an administration order, how it's managed over time and what to do if you have problems with an administration order later on.

Bankruptcy

This section contains information about bankruptcy. Going bankrupt is one option for clearing your debts and making a fresh start, but it can have serious consequences. These pages will tell you how bankruptcy works and help you decide whether it’s right for you. It will also tell you how to apply for bankruptcy and how creditors can make you bankrupt.

How to sort out your mortgage problems

If you're having problems paying your mortgage, you must take action quickly to stop yourself from falling into debt.

Cutting down your mortgage costs

If you're struggling to pay your mortgage, you must take action quickly to stop yourself from falling into debt. If you get into debt and your lender thinks you’re not dealing with the problem, they will take action through the courts. This could lead to you losing your home.

Dealing with your mortgage lender

If you're struggling to pay your mortgage, you must take action quickly to stop yourself from falling into debt.

How to sort out your mortgage problems

If you're having problems paying your mortgage, you must take action quickly to stop yourself from falling into debt. If you get into debt and your lender thinks youre not dealing with the problem, they will take action through the courts. This could lead to you losing your home. On the following pages you can find out about some of the options you may have for sorting out your mortgage problems and how to deal with your lender.

For more results, please visit: https://www.citizensadvice.org.uk/s/?q=Debt

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